Personal Loans
Goldline Personal Line of Credit
A revolving LOC that can be used for overdraft protection.
Personal Loan
A personalized loan that you can use for whatever you need with fixed and variable rates available.
Secured Loan
Borrow against the funds in your Maps share or certificate account for a lower rate.
Goldline Personal Line of Credit
A revolving LOC that can be used for overdraft protection.
Features:
- Check writing capabilities
- Variable rate
- Only a $25 annual fee.
Loan is subject to a $25 annual fee, and a $10 membership fee if borrower is not already a member. The APR will vary and changes quarterly based on the 26-week US Treasury Bill Rate. Current margin ranges between 9.90%-21.15%. The monthly minimum payment requirement is 2.5% of the outstanding balance, subject to a minimum of $15.00. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions.
15.15-26.40%APR*Line of Credit
Personal Loan
A personalized loan that you can use for whatever you need with fixed and variable rates available.
13.25-26.00%APR*Includes .50% reduction for autopay and e-statements. $60 loan fee applies.
Certificate Secured Loan
Borrow against finds in your Maps certificate account for a lower rate.
For example, if the 60-month certificate is .45% + 2% = 2.45% APR
+2.00%APR*Certificate Rate + 2.00% APR. Secured by your Maps Certificate Account.
Rates good as of March 1, 2025 and are subject to change without notice.
*APR: Annual Percentage Rate. All loans are subject to a $60 loan origination fee and a $10 membership fee if borrower is not already a member. Fixed rates include a 0.50% rate reduction for automatic payment and electronic statements. Rate will be increased 0.50% if payment is not automatic and electronic statements are not set up.