When applying for an auto loan, you’ll need to provide the following details for yourself and any co-applicant:
- contact information (phone number and email)
- current housing, employment, and income information
- any vehicle trade-in information (title or loan information, registration, etc.)
- the amount you expect to finance (including vehicle purchase price, taxes, tags, title, and warranty, minus any down payment)
- length (term) of the desired loan
And, if you’ve already picked out the vehicle you wish to buy, you’ll also need:
- the 17-character vehicle identification number (VIN)
- the state where you’ll register the vehicle
- the exact mileage reading
- the dealer or seller’s name
For refinance loans, you’ll need to give us specific vehicle information such as the VIN, exact mileage, lender contact information, and payoff amount.