Member Rewards
Earn something extra with every dollar you save.
At Maps, our motto is, “Every Member Benefits” and we mean it. You are the reason we exist, and we want to reward you for it. Through our Member Rewards Program, you’ll earn perks, find savvy saving opportunities, and get exclusive bonuses. These rewards are just another way we put people over profit.
The best part? If you are a member, you already qualify. To learn more about how you can maximize your Maps Member Rewards, watch these videos, call us, or stop by any branch.
On Average
Members who enroll in Round Up save $99 per year.
Collectively
our members save around $48,000 per month through the Round Up program.
Free Community Checking
In 2023, Maps Free Community Checking account holders raised more than $100,000 for the community simply by using their debit card.
Member Rewards Account
Our signature savings account is available for all Maps personal memberships and it’s completely free! You get our highest savings interest rate and you’ll earn more the longer you keep your money in the account.
How it Works:
- Find your Member Rewards savings account inside online banking/Maps App, or on your account statement.
- You cannot make deposits directly into a Member Rewards account. Deposits come from three sources: Round Up, Cashback Credit Card, Reward Bonuses.
- To use your Reward balance, simply transfer the amount you want from your Member Rewards account to your checking or savings account.
Rate good as of effectivedate and subject to change without notice. *APY = Annual Percentage Yield.
5.00%APY*Available for personal memberships.
Round Up
Enroll in Maps Round Up and everyday debit card transactions will be rounded-up to the next dollar amount. The difference is deposited into your Member Rewards account.
How it Works:
- To enroll, log into online banking or the Maps app and click on your Member Rewards account.
- Select your checking account and any debit cards linked to this account will automatically be enrolled in Round Up
- Need help? Drop by any Maps branch and we can help connect your checking account with Round Up
Cashback Credit Card
Get cash back every time you use your Maps Cashback Credit Card, and your money will be automatically deposited into your Member Rewards account. No tricky categories to track and no transfer required.
Features:
- Apply online or at any Maps branch.
- No annual fee.
- 1% cash back on every purchase.
- Unlimited cash back.
- Contactless payment option.
Rewards Bonus
Maps will occasionally offer reward bonuses for attending special events, signing up for a product, or taking action on a service.
How it Works:
- Look for Reward Bonus opportunities in Maps emails and on our social media channels.
- Act and your bonus will appear in your account. You can leave it there (to earn our highest interest rate) or transfer it to your savings or checking account.
Round Up: Upon enrollment, Maps debit card purchases made with any card linked to the checking account will be rounded up to the nearest dollar and the difference will be transferred from the checking account to the associated Member Reward Account once each day in a single transfer (“Round Up” transfer). If you do not have sufficient funds available in your checking account, or if any transaction has overdrawn your checking account, we will not round up daily purchases and we will not make the Round Up transfer for that day.
Cashback: Cash back rewards are based on net purchases (purchases less returns and other credits) made during a billing cycle. Cash advances, including convenience checks and balance transfers, do not qualify for the cash back rewards. Cash back rewards will be automatically deposited to your Member Rewards Account by the 9th of each month. Applies to Cashback Mastercard© accounts only. Your account must remain open and in good standing in order to receive the cash back rewards. Cashback Credit Card APRs range from 16.00% to 29.00%. [Rate is variable]. Rates current as of effectivedate and subject to change.